At PayIDOnlinePokies, our team understands how important it is to have fast, easy, and secure payment options when playing at online casinos. As more Aussies turn to digital payments, two names often come up—PayID and PayTo.
Both are linked to your bank account and designed for convenience, but they work in different ways. In this guide, we’ll walk you through what each method is, what makes them useful, and which one might suit you better when playing online pokies.
What is PayID?
PayID is a simple way to receive and send money using easy-to-remember details like your phone number or email address instead of a traditional BSB and account number. It’s backed by the New Payments Platform (NPP), which means most transactions happen instantly, 24/7. Once your PayID is set up and linked to your bank account, you can use it to make quick deposits at many online casinos across Australia.
Key Benefits of Using PayID
Here’s why our team loves using PayID for online casino transactions:
- Instant Transfers – Deposits land in your casino account almost immediately, so you can start playing without delay.
- No Fees – Most banks don’t charge fees for sending money via PayID.
- Simple to Use – You don’t need to remember long account numbers—just link your email or phone number.
- Widely Supported – Many Aussie banks and casinos now accept PayID, making it a reliable option.
- No App Required – Everything runs through your existing banking app or online banking.
What is PayTo?
PayTo is a newer way to authorize payments directly from your bank account. Also powered by the NPP, PayTo is designed for things like subscriptions, one-off purchases, and even gambling deposits. Instead of giving out your card or account info, you approve a PayTo agreement with a merchant, and they can then pull payments from your account based on what you’ve agreed to. It’s all controlled from your banking app.
Key Benefits of Using PayTo
Our team has been keeping a close eye on PayTo, and it’s quickly gaining traction for good reason:
- More Control – You can view, pause, or cancel payment agreements right from your banking app.
- No Card Needed – All transactions are account-to-account, so you skip card details entirely.
- Instant Processing – Like PayID, PayTo payments are real-time and run 24/7.
- Secure Setup – Each agreement must be approved in your banking app, keeping you in charge.
- Great for Recurring Payments – Ideal if you play regularly and want to set up automatic deposits.
PayID and PayTo Difference
While both PayID and PayTo offer fast and secure ways to move money straight from your bank account, they serve slightly different purposes. At PayIDOnlinePokies, our team has broken down the key differences to help you decide which one fits your online casino needs best. Here’s a simple comparison to make it easier to understand:
Feature | PayID | PayTo |
|---|---|---|
Type of Payment | One-off payments | Pre-approved payments (one-off or recurring) |
How It Works | Send money using your phone, email, or ABN | Approve payment agreements in your banking app |
Control Over Payments | Sent manually, user-initiated | Agreements can be paused, edited, or canceled |
Best For | Quick deposits or transfers | Subscriptions, recurring payments, online gaming deposits |
Banking App Access | Used within online banking | Managed through your banking app |
Speed | Instant, 24/7 | Instant, 24/7 |
Security | Linked to bank and personal ID | Full control over payment agreements |
Casino Support | Already accepted by many casinos | Still rolling out, growing fast |
Which Payment Method Better in Online Casinos
Choosing the right payment method can make a big difference in your online casino experience. Our team at PayIDOnlinePokies has tested both PayID and PayTo across multiple platforms to see how they perform in real casino scenarios. Both are reliable, fast, and safe—but they work differently when it comes to making deposits or managing your funds.
Using PayID for Online Casinos
Using PayID is one of the easiest ways to fund your casino account. You don’t need to remember your BSB and account number—just use a simple ID like your email or phone number. Here’s how it works:
- Log in to your casino account – Go to the deposit section.
- Select PayID as your payment option – Choose PayID from the list of available deposit methods.
- Copy the casino’s PayID – This could be an email address, phone number, or ABN.
- Open your banking app – Use your regular bank app or online banking.
- Make a payment – Enter the PayID you copied, type in the amount, and confirm the payment.
- Wait for confirmation – The funds usually land in your casino account within seconds.
Using PayTo for Online Casinos
PayTo is a bit newer, but it’s becoming more popular for players who want more control over their deposits. Once set up, you can approve payments with a few taps and manage them right from your banking app.
- Log in to your casino account – Head to the deposit area.
- Choose PayTo as your method – If available, select PayTo from the options.
- Enter your bank details – The casino may request your BSB and account number.
- Receive a PayTo agreement prompt – Open your banking app to review the request.
- Approve the agreement – Confirm the details and authorize the payment.
- Funds are transferred instantly – Once approved, your deposit shows up right away.
Security & Safety
At PayIDOnlinePokies, player safety is one of our top priorities. PayID and PayTo are both supported by the New Payments Platform (NPP) and operate under the regulations of trusted Australian financial institutions. That means your transactions are protected by high-level security measures built into the system.
PayID allows you to send and receive money using just your mobile number or email, keeping your full bank details private. This reduces the risk of sensitive information being exposed and makes it a safer way to deposit money into online casinos.
PayTo gives you even more control over your payments. You can view, approve, pause, or cancel any agreement straight from your banking app. This level of oversight is perfect for players who want to manage their deposits closely and stay in control of their spending. Both methods are secure, modern, and reliable for casino players across Australia.
Our Verdict
After testing both payment methods across multiple online casinos, our team agrees that PayID and PayTo each offer strong advantages. Both are fast, secure, and easy to use, but they suit different playing styles.
PayID is perfect for quick one-off deposits. It’s already supported by many Aussie casinos, and the setup is as simple as sending money to an email or phone number. It’s straightforward, fast, and hassle-free.
PayTo is ideal for players who want more control over their payments. It works well for those who deposit regularly or want to set up recurring transfers. With the ability to manage everything inside your banking app, PayTo brings flexibility and peace of mind.
Our recommendation? Use both if your casino supports them. Each has its place, and having both options ready means you can choose the one that fits your playstyle every time.
